Daily Archives: December 16, 2009

Consumer Credit Availability and Financial Exclusion in Australia

Payday loans face a low APR cap in Australia, but Nicola Howell suggests that more rate cap diversity/flexibility remain in place to aid at-risk consumers.
Capping payday loan rates too low will kill competition and hurt consumers – in Brisbane, Queensland or anywhere else.

Renters Use Short Term Loans to Handle Housing Issues

Renters are using short term loans to manage housing issues as many properties are going into foreclosure.

Is Applying For A Payday Loan Through A Direct Lender The Best Option?

Using a lender matching service can get you cash in as little as 2 hours. Direct lenders have a very high denial rate for applications.
Using a lender matching service can get you cash in as little as 2 hours. Direct lenders have a very high denial rate for applications.

Investors Use Short Term Loans to Flip Foreclosed Houses

House flipping is proving lucrative for investors who use short term loans to build wealth...

If you Need Money Now, try Earning Online

There are many people looking for a way to earn extra cash these days. For those who need money now, online opportunities may be the answer.
Image from Picasa

Legislation Set to Police Payday Loans and High-Cost Trades

The House just passed new financial regulations set to oversee transactions from everyday payday loans to high-end trades...
Capitol Building image from Flickr.

How Can Installment Loans Help Protect Your Credit Rating?

There are millions of people each year that ruin their credit score because they did not know they could use installment loans to pay their bills before defaulting.
There are millions of people each year that ruin their credit score because they did not know they could use installment loans to pay their bills before defaulting.

Can You Find Debt Relief and Still Go Green?

Consumers trying to go green can save, but they have to compare items wisely in order to save money to pay down debts.

Man Wins Lottery, Leaves Wife Facing Foreclosure

A Florida man wins lottery and leaves wife, Donna Campbell, who is now facing foreclosure and homelessness. But where is Arnim Ramdass? READ MORE >>>
Arnim Ramdass left his wife, Donna Campbell, after winning the lottery, leaving her with nothing more than a foreclosed home. (Photo via sophistechate, Flickr.com)

If Payday Loans are Necessities It May Be Time to Rent

If consumers are using payday loans to cover bills consistently, it may be a better decision to sell their property altogether...
Image from Flickr.

Do Not Fall Behind On Your Bills - See How Short Term Loans Can Help Prevent Late Fees and Penalties.

Short term loans can help you stay current on your bills by providing quick cash so you do not rack up expensive late fees and penalty charges.
Short term loans can help you stay current on your bills by providing quick cash so you do not rack up expensive late fees and penalty charges.

On Credit Repair and Debt Literacy

Financial and debt literacy are two areas where Americans are lacking, according to a recent Dartmouth/Harvard study. With knowledge, credit repair is possible
Credit repair is possible, but only if you increase your debt literacy. (Photo: flickr.com)

Interviewing Mistakes that Could Cost You a Job or Fast Cash

Take a look at these interviewing mistakes that could cost you a job – and might lead to a fast cash advance.
There are certain things you just don't do during an interview.

Celebrate New Year’s Eve even if You have no Money Now

No one wants to miss out on ringing in the New Year in style just because they have no money now. Get the secrets for a great low-cost bash!
Image from Flickr.