How to Buy Groceries when Pay Day is Far Away

Tuesday, December 15th, 2009 By

Is it Possible to Eat Well on a Budget?

Plan ahead to save money on groceries.

Plan ahead to save money on groceries.

For many people, going grocery shopping can be a bit of a chore and it becomes an even more unpleasant experience when pay day is far off. You want to get as much as you can for the least amount of money, especially if you are buying for a family.

Sure, you could get by eating boxed mac and cheese and hot dogs, but unless you are a college student, the old metabolism is probably not going to tolerate that for very long. So what are the best ways to stretch your grocery dollars?

The Tried and True

For years, people have been clipping coupons to save on various household items. It seems this trend has inexplicably become less common in recent years. Cutting coupons is a great way to save money on groceries.

Stores are banking on the fact that few people will take the time to clip coupons or that they will not remember to use them once they get into the store. If you do use them though, you can save a bundle, especially if you live near a store that offers double coupon days or similar incentives.

A Modern Twist on the Tried and True

A more recent idea that offers similar discounts to coupons is the store discount card. Some stores offer a free card that shoppers can sign up for and use each time they shop in the store. This is not to be confused with a store credit card, which can eat up your pay day money before you get it. The store discount card offers a sale price on certain items only to card holders. Again, in this way the store does not have to offer the discount to everyone, but if you have signed up for one you get the lower price.

Always Plan Ahead

Watch your local fliers and make a list for each store. Try to plan your meals for the week using as many of the sale items as possible. Also, organizing your trip ahead of time and checking off items on your list can save on fuel, as you will take the most direct route and avoid extra trips for missed items.

Choose Wisely to Save Even More

Planning meals that use a lot of vegetables, such as stir-fries and soups can save a lot of money, and they’re healthy, too. You can also add some rice or pasta for not much more and, if you want to buy a small piece of meat, it can go a long way in these kinds of meals. Another way to save in the grocery store is to buy no-name or store brand items. Many of these products are made in the same factories, as the store brand items and are basically the same, without the high price tag.

A Little More Planning and a Lot Less Stress

By spending a bit more time comparing prices and planning out your meals and shopping ahead of time, there is a great deal of money to be saved. Follow these tips and the wait until pay day may not seem quite so long.

By clicking apply now I agree with and have read the full terms of use.

Submit
Previous Article

« How to Use Installment Loans and the 50/30/20 Rule

The 50/30/20 Rule of budgeting is proving to be a good way to track your budget. Using simple installment loans can help you make the rule work for you...
Next Article

Seniors Using Installment Loans to Get Through Retirement »

Seniors are continuing to use installment loans and rely on family help to get through their golden years... Start planning for retirement early.

This post has one comment

  1. Franrose says:

    Yeah, people nowadays think they’re too good to clip coupons. I don’t get it. Clipping coupons will save you a lot of money on groceries. Of course, it can be a pain to clip and arrange store coupons, but once you get the hang of it, it’s really not a hassle. It won’t be a bother once you discover how much you are actually able to save just by clipping coupons; trust me.

Trackbacks / Pingbacks

Leave a Reply

Other recent posts by Kim Patterson

Make some Quick Cash Online with these Tips

Money is tight these days. Why not try to make some quick cash at home with an online opportunity?
Photo from Picasa

No Cash Now? Give Great Holiday Gifts on a Tight Budget

Holiday gift giving can be a lot of fun, but not if you are low on cash now or completely out of good ideas. Here are some great tips to help!
Making your own liquer is easy, and it makes great holiday gifts. Image from Flickr.