Monthly Archives: November 2009

Payday Loans and Bankruptcy in Canada: No Clear Correlation

Payday loans and bankruptcy are like peaches and cream to sensationalistic media and banking types. But this study from Manitoba shows no correlation. CLICK HERE.
Payday loans have not put this woman on the street. This study indicates that there is in fact no clear correlation between using payday loans and facing financial calamity like bankruptcy. (Photo: flickr.com)

Money-Saving Tip Your Bank Doesn’t Want You to Know

Overdraft fees are the scourge of cash-strapped Americans but made more than $23 billion for the banks last year alone. Payday loans can save you hundreds...

Oxford New American Dictionary Unfriends 2009

Oxford deems "unfriend" the 2009 Word of the Year. Are we becoming more unfriendly people, or is technology providing harmless ways to express frustration?
Image from Flickr.

Payday loan APR Fees and How They Compare To Other Financing Rates

A fee of $32 on a $100 bounced check can have an APR as high as 2,336%. You would be surprised to see how other fees measure up.
A fee of $32 on a $100 bounced check can have an APR as high as 2,336%. You would be surprised to see how other fees measure up.

Should I Borrow Money?

When you’re short on cash, there’s a lot to be said for borrowing money. When you know that borrowing won’t put you farther behind, it can make good sense…

Obama Tax Break Could Cost Millions Next Tax Day

Did you know that millions who benefitted from Making Work Pay will have to pay money back? Will these people need payday loans, I wonder?
Making Work Pay will cost millions of American taxpayers anywhere from $250 to $400 this coming tax season. These people may need payday loans. (Photo: flickr.com)

Hunger in America: A Bigger Problem Than You Might Think

A USDA survey says 14.6 percent of U.S. households -- more than 49 million people -- had trouble getting enough food in 2008...
Hungry families need help all year, but Thanksgiving is a great time to start donating to fight hunger in the U.S.

Installment Loans Online and How They Differ From The Average Payday Loan

One of the most liked features of installment loans is being able to pay them back over a much longer period of time then normal loans you may find locally.
One of the most liked features of installment loans is being able to pay them back over a much longer period of time then normal loans you may find locally.

Manitoba’s Judgment of Payday Loans Ignores Reason, Commerce

If the free market was allowed to regulate itself, we wouldn’t be talking about nanny states so much in regards to payday loans. READ about Manitoba here.
Payday loans are heavily regulated in the Canadian province of Manitoba. This flies in the face of reason, as 310-LOAN's executive study indicates. (Photo: picasaweb.google.com)

Washington Blade Publisher Window Media Shuts Down

Window Media has ceased operations on the Washington Blade and all other publications it owns, but the newspapers' staffs have plans...
Will the Washington Blade maintain Internet presence?

Leonid Meteor Shower 2009 Time | Free Activity!

NASA says the Leonid Meteor Shower 2009 peak time is tonight. It's a good opportunity to see a free show...
Meteors! Image from Flickr.

The Ease and Convenience of Short Term Loans Needs To Be Managed In A Smart Way

It is not wise to go crazy with short term loans just because you can get them online with no credit checks, no collateral and without having to fax in tons of documents.
It is not wise to go crazy with short term loans just because you can get them online with no credit checks, no collateral and without having to fax in tons of documents.

Niacin | The next health craze?

Niacin, a compound recently found to reduce bad cholesterol, might be the next health craze, but you are already getting it. READ MORE...
Tomatoes - a great source of niacin. From Wikimedia commons.

Too Many Days and Too Little Cash until Payday

There are ten days to go until payday and you have ten dollars to your name. If one little thing goes wrong before then, where will you turn?

Guaranteed Loans: Such Stuff as Dreams Are Made On

There are no guaranteed loans. But if you want to get cash today, it’s guaranteed that Personal Money Store can almost always find a lender to grant your wish.
Guaranteed Loans and Santa Clause have something in common

What You Need To Know To Keep From Getting Trapped By Cash Advance Addiction

Cash advances are not a long term financial fix for spending spree addictions. Using them should be done so responsibly and in a realistic manner.
Cash advances are not a long term financial fix for spending spree addictions. Using them should be done so responsibly and in a realistic manner.

Cheap Thanksgiving Meals and Debt Relief

This Thanksgiving, you may be spending money to make a family meal. If so, plan ahead so that debt relief remains possible for you.
Debt relief is possible, even if you have to plan a Thanksgiving meal. (Photo: Wikipedia.org)

Thanksgiving Checklist | Planning Makes Perfect

Start planning now so your Thanksgiving celebration goes smoothly. Plan your recipes and your shopping trip, and remember to go with the flow...
Image from Flickr.

Parents Can Find Some Debt Relief With $2,500 Tuition Credit

Parents can find some debt relief with a new tuition credit that offers up to $2,500...

No Credit Check Personal Loans From The Comfort Of Home - A Good Thing or a Bad Thing?

Personal loans are so easy to get it worries some consumer groups. Like anything on the internet it pays to be informed before you pursue any online transactions.
Personal loans are so easy to get it worries some consumer groups. Like anything on the internet it pays to be informed before you pursue any online transactions.

Payday Loans on Upswing as Six Flags Parks File Bankruptcy

Seeing another large corporation fall to Chapter 11 bankruptcy, consumers look to payday loans to help manage the unstable economy...

Trista Joy Lathern Gives Charity a Bad Name

For every legitimate charity organization and individual seeking much-needed help, there are despicable scammers like Trista Joy Lathern...
One bad apple