November 2009 Archives

Monthly Archives: November 2009

Payday Loans and Bankruptcy in Canada: No Clear Correlation

Payday loans and bankruptcy are like peaches and cream to sensationalistic media and banking types. But this study from Manitoba shows no correlation. CLICK HERE.

Payday loans have not put this woman on the street. This study indicates that there is in fact no clear correlation between using payday loans and facing financial calamity like bankruptcy. (Photo: flickr.com)

Tuesday, November 17th, 2009 by

By Steve Tarlow

Money-Saving Tip Your Bank Doesn’t Want You to Know

Overdraft fees are the scourge of cash-strapped Americans but made more than $23 billion for the banks last year alone. Payday loans can save you hundreds...

Tuesday, November 17th, 2009 by

By James Hillman

Oxford New American Dictionary Unfriends 2009

Oxford deems "unfriend" the 2009 Word of the Year. Are we becoming more unfriendly people, or is technology providing harmless ways to express frustration?

Tuesday, November 17th, 2009 by

By Shadra Beesley

Is Applying For A Payday Loan Through A Direct Lender The Best Option?

Using a lender matching service can get you cash in as little as 2 hours. Direct lenders have a very high denial rate for applications.

Should I Borrow Money?

When you’re short on cash, there’s a lot to be said for borrowing money. When you know that borrowing won’t put you farther behind, it can make good sense…

Tuesday, November 17th, 2009 by

By Deborah Weiss

Obama Tax Break Could Cost Millions Next Tax Day

Did you know that millions who benefitted from Making Work Pay will have to pay money back? Will these people need payday loans, I wonder?

Making Work Pay will cost millions of American taxpayers anywhere from $250 to $400 this coming tax season. These people may need payday loans. (Photo: flickr.com)

Monday, November 16th, 2009 by

By Steve Tarlow

Hunger in America: A Bigger Problem Than You Might Think

A USDA survey says 14.6 percent of U.S. households -- more than 49 million people -- had trouble getting enough food in 2008...

Hungry families need help all year, but Thanksgiving is a great time to start donating to fight hunger in the U.S.

Monday, November 16th, 2009 by

By Shadra Beesley

How Can Installment Loans Help Protect Your Credit Rating?

There are millions of people each year that ruin their credit score because they did not know they could use installment loans to pay their bills before defaulting.

Manitoba’s Judgment of Payday Loans Ignores Reason, Commerce

If the free market was allowed to regulate itself, we wouldn’t be talking about nanny states so much in regards to payday loans. READ about Manitoba here.

Payday loans are heavily regulated in the Canadian province of Manitoba. This flies in the face of reason, as 310-LOAN's executive study indicates. (Photo: picasaweb.google.com)

Monday, November 16th, 2009 by

By Steve Tarlow

Washington Blade Publisher Window Media Shuts Down

Window Media has ceased operations on the Washington Blade and all other publications it owns, but the newspapers' staffs have plans...

Will the Washington Blade maintain Internet presence?

Monday, November 16th, 2009 by

By Shadra Beesley

Leonid Meteor Shower 2009 Time | Free Activity!

NASA says the Leonid Meteor Shower 2009 peak time is tonight. It's a good opportunity to see a free show...

Monday, November 16th, 2009 by

By Shadra Beesley

Do Not Fall Behind On Your Bills - See How Short Term Loans Can Help Prevent Late Fees and Penalties.

Short term loans can help you stay current on your bills by providing quick cash so you do not rack up expensive late fees and penalty charges.

Niacin | The next health craze?

Niacin, a compound recently found to reduce bad cholesterol, might be the next health craze, but you are already getting it. READ MORE...

Tomatoes - a great source of niacin. From Wikimedia commons.

Monday, November 16th, 2009 by

By Peter Stone

Too Many Days and Too Little Cash until Payday

There are ten days to go until payday and you have ten dollars to your name. If one little thing goes wrong before then, where will you turn?

Monday, November 16th, 2009 by

By Deborah Weiss

Guaranteed Loans: Such Stuff as Dreams Are Made On

There are no guaranteed loans. But if you want to get cash today, it’s guaranteed that Personal Money Store can almost always find a lender to grant your wish.

Guaranteed Loans and Santa Clause have something in common

Monday, November 16th, 2009 by

By Deborah Weiss

How To Get A Cash Advance Even With Bad Credit and Bankruptcy On Your Record

Not many people know they are still eligible for cash advances after bankruptcy or losing their credit. There are no credit checks so bad credit does not affect eligibility.