Monthly Archives: November 2009

Payday Loans: Going Where the Need is Greatest

In a recent Federal Reserve study, Robin Prager discovered that the connection between credit-challenged areas and payday loan stores is very real.
Payday Loans have the green light when it comes to going where the financial need is greatest. Access to conventional credit plays a large role. (Photo: flickr.com)

Work Out your Finances with Payday Loans

Pull your head out of the sand and start getting financially fit today. You can work out your financial difficulties starting with a payday loan. START HERE!
A payday loan can be like a financial workout for your budget when the numbers are looking flabby. (Photo: picasaweb.google.com)

Don’t Get Caught in a Payday Loan Trap

If you’re having trouble making ends meet, an installment payday loan might make better sense than a single-payment payday loan...
(photo courtesy of flickr.com)

Payday loan APR Fees and How They Compare To Other Financing Rates

A fee of $32 on a $100 bounced check can have an APR as high as 2,336%. You would be surprised to see how other fees measure up.
A fee of $32 on a $100 bounced check can have an APR as high as 2,336%. You would be surprised to see how other fees measure up.

Secured Loans in The UK

Secured loans in the UK provide an opportunity for borrowers to escape a spiral of debt and unforeseen financial calamity...

Many Business Owners are Hiring Relatives to Find Debt Relief

Business owners seeking debt relief may hire family members, but they need to take certain precautions to make it work. CLICK to see what those are.
Employing relatives in a family business can be a reward path to debt relief, but some precautions are necessary. (Photo: flickr.com)

The Benefits of Cash Advances

Why you should get cash advances for those emergencies that threaten your budget. CLICK HERE to apply today!
If you are experiencing a budget emergency, know that short term help from cash advances is available. (Photo: picasaweb.google.com)

Installment Loans Online and How They Differ From The Average Payday Loan

One of the most liked features of installment loans is being able to pay them back over a much longer period of time then normal loans you may find locally.
One of the most liked features of installment loans is being able to pay them back over a much longer period of time then normal loans you may find locally.

Effects of Recession Aren’t All Negative

Rising unemployment has caused a great deal of misery, but it has also encouraged people to launch new careers. READ about the silver lining HERE.
She's found that silver lining amidst the dark clouds of the recession. It's a matter of effort and perspective. (Photo: picasaweb.google.com)

Money—More of a Concept than You Might Realize

Consumers may need to change their thinking in order to properly interpret financial events. CLICK HERE to read about you to change your demeanor.
Bank closings are slowing, despite the fact that more banks are in trouble than ever. The FDIC hopes to instill consumers with confidence. (Photo: flickr.com)

Cash Advance Loans Store Robbery Gets Man 10 Years

A man who robbed a payday loan store in Minnesota at gun point has been sentenced to 10 years in prison followed by six years of extended supervision...
Its too bad signs like this arent very effective. Image from Flickr.

The Ease and Convenience of Short Term Loans Needs To Be Managed In A Smart Way

It is not wise to go crazy with short term loans just because you can get them online with no credit checks, no collateral and without having to fax in tons of documents.
It is not wise to go crazy with short term loans just because you can get them online with no credit checks, no collateral and without having to fax in tons of documents.

Secured Loans and Borrowers’ Leverage

Secured loans work for those who own their homes and give a measure of leverage to the borrower...

Beef Recall in effect from the CDC | 2 Die from E. Coli

Fairbanks Farms has initiated a recall of over 500,000 pounds of ground beef. 2 people have died from E.coli. READ MORE...
Image by flickr

PBS Documentary | Century-old Murder Case, Leo Frank Lynching

The Leo Frank lynching story lives on. Tonight, a PBS documentary will bring back the Leo Frank murder trial that remains a mystery after almost 100 years.
Leo and Lucille Frank during his trial, 1915 (Photo from Wikimedia.org)

What You Need To Know To Keep From Getting Trapped By Cash Advance Addiction

Cash advances are not a long term financial fix for spending spree addictions. Using them should be done so responsibly and in a realistic manner.
Cash advances are not a long term financial fix for spending spree addictions. Using them should be done so responsibly and in a realistic manner.

Can 529 Plans Provide Quick Cash for College?

Many people lost a lot of money in 529 education savings plans last year and are now wondering whether the plans are really worth the effort…
It can take years to save money for your childs college education (photo: flickr.com)

Vanderbilt/Oxford Study: Payday Loan Firm Profits Not Excessive

A joint Vanderbilt/Oxford study entitled "The Profitability of Payday Loans" shows that industry profits are not excessive, counter to what media critics claim.
Think this represents the average payday loan company CEO? Think again. Profitability is hardly out of sight, even if it has allowed the industry to grow. (Photo: flickr.com)

Secured Loan, Your Answer to Unwanted Debt

Secured loans help people every day with relieving the burden of unwanted debt...
Do plenty of research before choosing a lender.

No Credit Check Personal Loans From The Comfort Of Home - A Good Thing or a Bad Thing?

Personal loans are so easy to get it worries some consumer groups. Like anything on the internet it pays to be informed before you pursue any online transactions.
Personal loans are so easy to get it worries some consumer groups. Like anything on the internet it pays to be informed before you pursue any online transactions.

Students Use Personal Loans to Fund College as Admission Changes

Students are looking to financial tools such as personal loans, family aid and part-time jobs to fund college. CLICK HERE to see how inventive they're becoming.
Williams College in Massachusetts is facing financial aid cutbacks. More students will resort to personal loans as a result. (Photo: flickr.com)

Home Mortgage Loans Available For Everyone

Owning your dream home may require a little more work in securing a home mortgage debt has in the past, but mortgage loans are readily available...
Many lenders are willing to work with you.