The table's set but nobody's home. Restaurants are in need of serious debt relief. (Photo: Wikipedia.org)

Restaurants Look for Debt Relief During Recession

Restaurants are Failing Everywhere The recession has forced some restaurants to be in urgent need of debt relief. Because people have cut back on their spending, many restaurants have seen the lowest customer numbers in years. In particular, high-end to mid-level restaurants are seeing heavy declines in patronage because they are losing customers to fast-food
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Unsecured Loans | Get Cash Until Payday

Get Unsecured Loans quickly If you are facing a financial emergency, but you are not going to get paid for a while, you can get cash until payday with unsecured loans. Hopefully you won’t be in such an emergency as needing a bail bond loan. Getting an unsecured loan means you need no collateral and
No Faxing Cash Advance Loans

No Faxing Cash Advance Loans Online

Get up to $1500 in as little as 2 hours In financial emergencies, there are tons of different no faxing cash advance and installment loan companies to choose from, but many have high fees and many require a load of documentation and formalities. In all likelihood, you won’t have time to go through such formalities
Raj Rajaratnam insider trading scam

Raj Rajaratnam Charged with Insider Trading

America’s net top fraudster It’s been a good year for scammers — or a bad year, depending on how you look at it. From Bernie Madoff to Sky Capital, people who bilk others out of their money are getting caught. You can add Raj Rajaratnam to that list now, as he was arrested yesterday and
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A Cash Advance or Installment Loan Can Keep You Out of Trouble

Get a Cash Advance right away People get cash advances and installment loans for a lot of different reasons. Often they use them to avoid larger expenses, such as leaving a car at an impound lot or bank account overdraft fees. Others need them for necessities such as food or keeping the heat turned on. However,
Hope they took out the life insurance instead of the accidental death insurance. Talk about debt relief… (Photo: flickr.com)

Finding Debt Relief Can Be Simpler if People Exclude These

Debt Relief in the Recession Debt relief is something many consumers are longing for in this difficult economy. The recession has brought many people’s finances into turmoil and they are left trying to make ends meet every month. Market research shows that some commonly purchased items are necessities, but research is showing that other items aren’t. Here
Personal loans for funding college or retirement? Think carefully. (Photo: flickr.com)

Should Personal Loans be Used to Fund Retirement or College?

The Future: Retirement or College? One key question Americans are asking themselves is whether to use personal loans as a means of funding retirement or college funds. There is a careful balance between choosing to put hard-earned money into a person’s long-term future, or their children’s. Senior financial advisor Evelyn Dinkins recently reported on why consumers should
Is this working for you or against you? Will you be needing more payday loans in your golden years? (Photo: wikipedia.org)

Will Social Security Last for Me?

Has Social Security Gone Bankrupt? When the concept of Social Security (SS), or Old Age Survivors Disability Insurance, was developed, payday loans were nowhere near as popular as they are today. In fact, they were looked down on as a type of “predatory” form of lending money. Social Security became a way for the elderly
Think a cut in insurance cost is a good debt relief idea in this situation? (Photo: flickr.com)

Is Cutting Back on Insurance A Good Way to Find Debt Relief?

Taking Care of Debt Many consumers are ready to do just about anything to find debt relief. The recession has left people in difficult situations, not knowing when or if they can pay their bills on time.  One area where people are showing major cutbacks is in insurance.  For example, last year Barry Miller of
Sheila Jackson Lee image from Wikimedia. http://commons.wikimedia.org/wiki/File:SheilaJacksonlee.jpg

Sheila Jackson Lee Squares Off Against Rush Limbaugh

House Rep. says keep Limbaugh out of NFL When I wrote earlier about the possibility of Rush Limbaugh buying the St. Louis Rams, I kind of thought that whole process had been snuffed out already. Apparently I was mistaken, as yesterday Rep. Sheila Jackson Lee (D-Texas) in a floor speech said the NFL should not
Credit card companies gamble with the risk of bankrupcy (photo by Freerangestock.com)

Interest Rates on Credit Cards are Steadily Rising

Interest rates are up across the board Although many interest rates were recently cut, credit cards lenders are set to increase theirs. Mortgages and savings rates have fallen dramatically due to government intervention; however, credit card rates have moved up. Even cards listed as “low-rate” are averaging 11.62%, balance-transfer cards are averaging 13.15% and cards
Sometimes love isn't enough (photo courtesy of creativecommons.org)

Pet Owners Use Payday Loans for Emergency Pet Care

It’s no secret: People love their pets Pet owners love their animals and many of them use payday loans to pay for emergency pet care. Regardless of economic conditions, people will always find ways to provide the best care they possibly can for a loyal dog or a faithful cat. Today, the average pet owner
Looking for a payday loan or similar short period loan to help your personal budget during a crisis? (Photo: flickr.com)

How a Payday Loan Works

A Payday Loan is Quick When You Need It A payday loan is a financial arrangement that allows a person to borrow a sum of money over a short period of time so that it is possible to overcome a shortfall in the personal budget until the next payday. It is usually unsecured and the
That Kruger sped by on his Vespa. It looked like he had one menacing red eye… (Photo: flickr.com)

Can Quick Payday Loans Avert a War of the Worlds?

No, But They Can Pay to Fix Windshields OK, so this is a story about something called quick payday loans. My brother and I had some fun with a neighbor’s cat, and the weird dude owner threw a rock that broke our car window, and dad needed the extra cash to fix things up. Here
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Payday Installment Loans – Is It Safe To Apply Online?

Safety of payday installment loans A financial crisis doesn’t happen without any warning or notice. However hard we try, almost always the monetary crisis becomes larger than the reserves we can actually come up with. Thus we’ll need fast and cheap economic rescue plans such as instant payday loans for bad credit to cope with
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Credit Card Offers Are Back. Is That a Good Thing?

A troubled market Lenders are starting to offer credit cards to consumers again. It’s no secret that lending to troubled borrowers was the beginning of the credit-industry downfall. Have credit card companies learned a lesson? Or are they headed down the same road again? Brenda Jerez, who recently overcame credit problems by slowing paying off
Democratic Senator Al Franken of Minnesota votes for people over corporations. (Photo: flickr.com)

GOP Sens Vote 30-9 Against Rape Amendment

Yet Sen. Al Franken’s Amendment Passes, 69-30 Following one of the more vile incidents against a woman in American history, the Senate has voted in favor of Sen. Al Franken’s amendment to the 2010 Defense Appropriations bill that gives the government the right to withhold defense contracts (no small cash loans, either) from companies like