Spiders Ruined My Golf Game

Personal Loans On the Green

They gave me a mulligan on my bill

It was the weekend before a big pro-am golf tournament in Waukegan, and I had been honing my game for months. I was so psyched, I felt like I could have given Tiger a run for his money. I was hitting every green, going up and down like a pro and putting like a fiend. My buddies were amazed; Hank even asked me when I was going to Q school. That’s how good things were going. At the 19th hole, I even spotted my gang a round of brew. I couldn’t miss.

The night before tee time, I had a dream that I was being chased by a spider. This was a normal occurrence for me, as I suffer from arachnophobia. Apparently, I became so frightened that I jumped out of bed – while still asleep – and ran. I ran straight into a glass table and slashed open my left foot.

Spiders shattered my weekend

I’d plunked down all of my spare cash getting ready for the tournament, so I didn’t have anything left to pay for the ER bill. That’s where personal loans came in handy. I was able to apply from the hospital via phone, and the money was in my bank account by the end of the day. That’s what I call service.

And get this. Even though I have less than perfect credit, I was still able to get my hands on some quick cash thanks to those personal loans. Why don’t I have perfect credit? Well, if you must know, my golfing obsession has outpaced my ability to pay at times. I went through a rough patch where I had to file for Chapter 7 because my credit card debt had run amok. However, part of the appeal of applying for personal loans is that it didn’t matter what had been going on with my credit. My income met the requirement and I was approved for the money I needed to take care of my hospital bill.

A painless process

They performed what’s known as a “soft” credit check, or soft pull. The fact that I got personal loans appears on my credit for me to see, but it doesn’t appear in such a way that other potential lenders can see. Since it isn’t their business that I busted up my foot running from an imaginary spider, or that I needed personal loans to pay the bill, I don’t see why it should have to appear on my credit report. Do you?

All in all, I was bummed that I missed the tournament. But there would be other chances. Golf is in my blood. Next time, I’ll make sure there is no precariously placed glass furniture nearby. But if you find yourself in a spot like I was – maybe it’s a bill you need to pay to avoid having your electricity shut off. Better yet, perhaps it’s your little girl’s birthday and you need to buy a present at the same time that you’re being extorted by Columbian “coffee merchants” (long story, better left unsaid). Whatever the case, personal loans are a tool to dig you out of your sand trap. I’m glad I made that call. If you need a boost, don’t wait -  make the call!

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