Get a Cash Advance│Stop Holding Up Check-out Lines?

So many people benefit from a quick cash advance.

That’s what the world wants and needs these days. I can’t say I’m the quickest chap in the world, and I mean that in terms of my physical speed, not my mental aptitude. I wake up 10 minutes before my alarm clock goes off, and get up 20 minutes after that; I arrive at an event at least 5 minutes late, and I’ve been known to return phone calls in 2 days when I said I’d return them in 24 hours (business gets hectic, but I’m working on it). Either way, this post isn’t about me, it’s about people who take inadequate amounts of money into stores and try to beg the store owner to, “give them a little store credit.”

Contrary to what many might believe, individuals, especially in urban city areas, often ask for store credit. Since they shop at the store often, they expect the cashier to give them a “deal” for their loyal service.

Last Month’s Loyalty Doesn’t Pay for Business Owner’s Current Electric Bill

When I was caught in a check-out line behind one of those “deal seekers,” I was not impatient; the man used all of his 1 dollar bills, and then resorted to quarters. After owing the cashier $5.00, he said, “Could you please give me some credit?” The cashier shook her head and the guy said, “My grandma has been getting her prescriptions filled here for years! We’ve always been loyal to you guys.” She shook her head no and started giving him back his change.

I can see a man getting a same day cash advance or counting out $34 in loose change for food to provide his family. I don’t have sympathy for a man who holds up a line for some beer, cigarettes, and lottery tickets, with loose change, no less.

Poor Ole Ladies…

And to add insult to injury, there was a 70-something year old woman standing in line crying about her feet. She needed to get her prescription filled and the pharmacy was, unfortunately, where everyone made every purchase known to man: general purchases, cashing checks, paying bills, and this old woman had to stand on her feet for what seemed like the length of an I Love Lucy marathon, because some guy came in without enough change. I wanted to say, “Hey, Guy. Give us a break, we sure deserve it.”

So here are 8 ways to gather loose change and make it presentable:

Eight Ways to Save Coins… And How to Spend Them

1. Grab a bunch of coin holders from your local bank.
2. Empty all of your pockets, when your day is finished, and put the change into a piggybank.
3. Repeat steps 1 and 2 until the piggybank is filled to, for example, about $17.00 worth of change.
4. Empty the piggybank and divide the change into quarters, dimes, nickels, and pennies.
5. Count out 40 quarters, which also equals $10.00.
6. Put the quarters into the coin wrapper and twist the top to seal them.
7. Count 50 pennies ($.50), 50 dimes ($5.00), and 40 nickels ($2.00) and put them in the appropriate coin holders.
8. Take the $17.00 you’ve accumulated and go to the bank, depositing the money into your account to insure you don’t get cash back and spend it quicker!

Cash Advance, bank transfers, Elvis, Oh My!

To all of the people who decide to go to the store without enough money, do the world a favor, count out all your change at your local bank and put it in your checking account. Banks are very convenient, so much so that even a cash advance from a site like Personal Money Store can typically be transferred into your account within 24 hours! Then you can use your debit card and save everybody (especially that old lady) from foot blisters due to standing in line as long as Elvis fans wait for the King’s return.