Have you ever not received your monthly salary?
Where's my check?
If this ever happens to you, remember the option of a payday loan. Yes, it happened to me once, and boy was that tough! I work in a shipping company. A few months ago, something unexpected happened to me. I did not receive my paycheck. Everybody in my company received their paycheck but I was left in a lurch. I came to know due to ‘some technical reason’ my salary was put on hold. Since there was no negative performance on my part, I was flabbergasted, to say the least.
More pay next month won’t help this month
I quickly asked my boss and he said that in the coming month I would be given double the salary plus compensation of any loss I suffered. That would not exactly help me now because every month, the lion’s share of my salary goes into paying my monthly bills, such as the electricity bills, telephone bills, internet bills, mobile phone bills, gas bills, children’s school fees, grocery expenditures, etc. If I don’t receive a month’s salary, then my financial is a mess, which actually happened then.
Strike one: borrowing money from friends
Who would lend me enough money to pay all my bills? I have never borrowed money from my family or friends and I didn’t want to start now. However I found that I had very few, or rather no, option left to me. I went to my friend Jonathan and told him what I was going through. Because of the difficult economy, Jonathan was also struggling financially and couldn’t lend me the money I needed. However, Jonathan is a financial advisor by profession and what he suggested was something truly appreciable.
A payday loan
Jonathan told me about a payday loan. He told me that if the loan was approved, I should be able to get the money in a day. He told me about a reputable money lender website and how it could help me get a loan in a jiffy. Since, I’m not internet savvy, I did not take much interest.
Where can I get a payday loan?
Jonathan guided me through personalmoneystore.com’s website and helped me fill out the online application form. Frankly speaking, I was able to get my loan approved in few minutes. I did not have to submit any documents or pledge any collateral against the loan.
They did not even do a credit check. The money lender gave me the flexibility of choosing from $100 to $1,500 as the loan amount. My loan was approved in no time and the cash was transferred to my bank account within a few hours.
Funds in 2 hours
Paid all my bills and now living happily!
I paid all my bills and avoided any late fees. Paying off the payday loan was no problem, because my employer finally paid me the skipped paycheck. I am thankful for payday loans to have helped me, when it really mattered.
Your friend is an astute person – a gentleman and a scholar. And you are a forgiving person to not have reported your employer to the state; I’m surprised that they didn’t just cut you a check right away.