A Payday Loan to save you money in January which is sales month

Payday Loan month is here. Every year we have the same problem in January. January is notorious as the sales month, where you could save so much money on the things you need, yet, after you’ve spent all of your money on the holidays, it’s also the hardest month of the year financially.

This is where a payday loan can really help

Have you seen the shoes in the windows? And the clothes hanging on the racks? Have you seen the colors and the styles? All the stuff you couldn’t afford before winter is now on sale at half price and you’re determined to save money.  You know you’re going to end up buying these items anyway, only at a much higher price later.

The sandals

The problem with sales shopping, as we women know, is that you start with one little item, say a pair of sandals. They are light; they are pretty; they are something you will wear only a few times when you go down to the beach.  But they are on sale, January clearance even, so you buy them. It’s no big deal.  And, buying on sale and getting a bargain is like getting a vitamin shot; it makes you feel good. The cashier puts them in a bag. You pay and turn to walk out then you see that pair of shoes that you have been looking for the whole year. Is this where they’ve been hiding?

The shoes

You try them; they fit like they were painted onto your feet so you buy them too. They were not exactly on sale, but you’d been looking for them all year. You walk out of the store and you know already that it’s going to mean taking out a payday loan to pay for what you just bought. The shoes are Burgundy, a deep shade of red almost unknown in the fashion industry. They need a dress to make them look good. You know you need these shoes and clothes for work.  If you can find the dress on a January clearance sale, it will all be worth it.

The dress

Now the hunt starts. You go from store to store, the cheap ones, the expensive ones, the ones with the sales and the ones that never hold sales. Burgundy, repeats the cashier, burgundy? You find a red dress. It’s not exactly burgundy, more the color of a Bordeaux wine. You’ll have to put the shoes on to make sure these colors are in sync and don’t clash. It works. The dress is more expensive than you would have hoped, but on clearance, none-the-less and the cashier assures you, it is the only one in town.

The coat

The cashier guides you to the exit of the dress department. Perhaps, she suggests, you should stop at the coats on the way to the elevator. They are on clearance and it’s still pretty cold outside, she smiles. You nod, lost now in the shopping excitement. The third coat is just right. Both the size and more importantly, the color, are perfect. Don’t wrap that, you say. I’ll wear it. It’s still pretty cold outside.

The glasses

At home you put all the new clothes on and stand in front of the mirror. Not a bad day’s work, you think. There are still a few adjustments necessary. Change in nail polish for sure and oh my, new eye glasses. Super high density progressive bifocals and brother do they cost! You wonder  if they are on clearance somewhere.

The bill

Well, it’s definitely worth a payday loan! You wonder if you can order a double?