Indecision Between Debt and Opportunity
We have all been there before, standing in the aisle looking at a piece of merchandise you have been wanting, for what seems like ages, trying to decide if you should draw payday loans to take advantage of the good deal you’ve just found or if you should just walk away.
Wanting things that you really can’t afford, knowing that you may never find a better deal can break your heart or burden you with debt. Being faced with financial responsibility and the things you desire to buy but don’t necessarily need can be a heart wrenching experience. What do you do in times such as these?
HAGGLE!
Make A Good Buy Even Better
When you see a good deal you can
The only way to get a good buy that you can’t afford is to make the good buy even better! This can be achieved through haggling and believe it or not, this can save you a fortune.
Here are some tips to help you get the things you want without having to find the extra cash or borrow a payday loan to buy it at face value.
How to Haggle
There are many ways to haggle to get the things that you want. Not all merchants will succumb to your haggling tactics, but don’t let that deter you from trying. The worst possible thing a merchant can tell you is NO!
On average, retailers usually charge consumers somewhere between 40 and 60 percent more for their products than what they purchased them for from their distributors.
Some profit is better than no profit, and moving merchandise off their shelves makes them and their distributors much happier.
Getting Something Extra For Free
Sales assistants are not always authorized to give you something for less than the sticker price. However, often times, depending on the product, you can get accessories at no additional charge by making it a conditional part of the purchase.
This would be things like:
- Batteries for a remote or any other battery operated product
- A camera case or digital media card for a new digital camera purchase
- Extra laces for the purchase of a new pair of shoes
- An assortment of connection cables such as Component, RCA, HDMI, etc., for the purchase of a new television
Finding the Floor on Discounted Items
When you come across a good deal that has already had its price reduced or is on clearance, you may be tempted to buy the product as is. You may think haggling on an already reduced price would be somewhat insulting to the retailer trying to sell the goods, but the opposite is actually closer to the truth.
By the time retailers slash prices on merchandise or put it on the clearance rack they have already, to a large extent, written it off as a loss, and at this point they don’t want it to sit around any longer.
Capitalizing On Retailers Losses
A retailer’s willingness to move the product at almost any cost is better than nothing at all. The retailer is more than prepared to lose money on the deal, so pipe up and make the purchase well worth your while.
With Christmas behind us now, expect a lot of things going on sale or hit the clearance rack to make room for next year’s inventory. Now is the time to get the best deals of the year!
Stay tuned to the payday loans blog for some more money saving haggling tips.
Until next time,
Happy Haggling!






i think this is a really good idea. I have tried it before in the past and it really works. Reading this article gave me some new ideas though to get some relly good deals.
Haggling has never been anything I have done I always take the face value of the merchandise. I always thought it was better to pay that then to deal with the fuss of haggling but I guess if I try it I could be saving a lot of money.