Payday Loans & Credit Repair: Intentional Fouls, Lost Space Backpack

You Can Have Good Credit Again

All of your actions have consequences, but if you’ve made bad financial decisions you can get free credit repair. Some people live in an imaginary world where they believe they won’t be held accountable for their actions, like obtaining multiple payday loans than needed. However, this behavior isn’t that unusual considering we live in a society where celebrities are often let off the hook for inexcusable offenses like driving under the influence and other crimes–I still think O.J. did it. When people in the public eye get away with making mistakes, it’s easy to think you can get away making mistakes, too. Unfortunately, because you aren’t a multi-millionaire celebrity, you are going to have to face the repercussions for your actions—including your financial actions. There are some things you can’t get back, but good credit is something you can get back.

Intentional Fouls

On November 19, 2008 the University of Arizona Wildcats faced off against UAB (University of Alabama at Birmingham) on the basketball court. The Wildcats fought back from big deficits in the first and second halves to make it a game worth watching. That’s when the Wildcats fell apart. A lack of communication between the coach and his players and extreme mental meltdowns plagued Arizona in the final minutes.

Freshman Kyle Fogg made a great hustle play and scored a basket to tie the game at 71. Fogg then made a crucial freshman mistake by fouling a UAB player even though the game was tied. Fortunately, UAB missed the front end of the 1-on-1, and Arizona got the ball back. Arizona failed to score on its next possession. With the game still tied and the clock winding down, Jamelle Horne intentionally fouled UAB’s Paul Delaney at midcourt: two free throws and possession for UAB with less than a second left in the game. Arizona lost 71-72. Inexcusable intentional fouls cost Arizona the victory, and that’s a game the Wildcats can never get back—forever an “L” in the win-loss column.

Dropped Space Backpack

Heidemarie Stefanyshyn-Piper, an astronaut aboard the International Space Station, was making repairs to the outside of the space station on a recent space walk when she also made a crucial mistake. As Stefanyshyn-Piper was making an effort to clean up “pieces” of grease, her space bag detached and drifted away. Stefanyshyn-Piper briefly attempted to reclaim possession of the backpack, but it floated out of her reach and was lost into the universe forever. The astronaut was embarrassed about her mistake, but she said that she will use it as a learning experience. Stefanyshyn-Piper is going to double- and triple-check to make sure her gear is secured on future spacewalks. Regardless, that space backpack is something the astronaut can never get back.

Back on Track – Payday Loans and Credit Repair

Unlike the Arizona basketball game and the space backpack, a good credit score is something you can get back. You can’t take back the poor financial decisions that have gotten you into credit trouble, but there are steps you can take to turn your finances around. It starts with making good financial decisions in the present. Paying your bills, paying them on time, and not spending more than you make is a great start to repairing your credit. If you need a little financial help from time to time, applying for payday loans may be your best option. In addition, you can get free credit repair. Free credit repair will help get your life and credit back on track.