Instant cash can remedy your urgent care bill
There are many medical services that you can receive at an urgent care clinic to avoid the hassle and cost of a hospital visit, but there are times when urgent care costs are also high and you could use a good dose of instant cash to ease the pain of that pricey clinic bill. This is especially true if you are a self-pay patient without health benefits. Without insurance, a trip to urgent care is going to cost you two arms and a leg whether you have a sinus infection or just need to get your kid a sports physical.
Life is full of unexpected expenses
Let’s face it. Life never goes as planned. Last week, I took a trip to urgent care for an unexpected medical problem, and ended up paying more than $300 for their services. This price was after the 20 percent discount for paying in full and did not include the cost of the prescribed treatments. Luckily, the prescriptions did not add up to much more. Who knows what I would have done if the prescriptions equaled the clinic visit? I had planned on using that $300 to put towards rent, and am now short on rent money.
How to cope with unforeseen bills
So, you spent money on something (like a medical bill) when you planned on spending it on a different living expense (like rent). Now what? There are many tools and financial strategies to help you get back on track. The best suggestion is to re-evaluate your current monthly budget to see if there is anything you can cut back on. If there is, do it. After my trip to urgent care, I cut out my weekly latté and skipped out on my every-other-month pedicure because I can live without them, even though I don’t want to.
Save, Save, Save. Then What?
Sometimes saving and cutting back is not enough. Just because I skipped out on my little luxuries did not mean I had enough to make rent. So whether you took a trip to the urgent care or had some other unexpected expense pop up, online payday loans are an extremely convenient tool that can give you instant cash and help you cover your usual living expenses.