Latest financial news and information

Recession makes stocks rise in some industries

As the recession continues stocks rise in industries that profit from hard times such as pawn brokers, payday lenders, and debt collectors.

Ways for bookworms to save money on summer reading

Its the summer reading season, but that doesn't mean bookworms have to dish out a lot of cash to keep themselves in books.
Shelves of books at a library

How to find the best credit card

If you're choosing a credit card, understand what's important. Learn how to find the best credit card for your financial situation.
Close-up of the logo on a VISA credit card.

Is Applying For A Payday Loan Through A Direct Lender The Best Option?

Using a lender matching service can get you cash in as little as 2 hours. Direct lenders have a very high denial rate for applications.
Using a lender matching service can get you cash in as little as 2 hours. Direct lenders have a very high denial rate for applications.

Walmart combats lower sales with coupons and samples

Walmart has been losing customers in the U.S. To get shoppers back, Walmart is using heavy coupon promotions and free samples on its website.
Walamrt in China

USDA announces cost of raising a child is growing up

The USDA has just released its annual report on the cost of raising children, and they are getting more expensive every year.
Kids in a classroom

How to have fun and save money

With a little imagination, you can learn how to have fun during summer without spending money – or not very much money.
A young boy enjoys being sprayed by a lawn sprinkler on a summer's day.

How Can Installment Loans Help Protect Your Credit Rating?

There are millions of people each year that ruin their credit score because they did not know they could use installment loans to pay their bills before defaulting.
There are millions of people each year that ruin their credit score because they did not know they could use installment loans to pay their bills before defaulting.

Automatic 401(k) enrollment plans less effective than opt-in

Automatic enrollment of employees into 401(k) plans don't, as it turns out, guarantee that they will contribute as much as they could.
A 401k fund

New Hampshire governor vetoes title loan bill

New Hampshire Governor John Lynch vetoed a bill Wednesday that would have allowed title loan lenders to charge 25 percent interest monthly.
Gov. John Lynch

How to write a customized cover letter

Applying for a job is tough. If you tailor your cover letter to the employer, you're one step closer. Learn how to write a good cover letter.
Example of a tailor-made cover letter, pasted onto posterboard for visual effect.

Do Not Fall Behind On Your Bills - See How Short Term Loans Can Help Prevent Late Fees and Penalties.

Short term loans can help you stay current on your bills by providing quick cash so you do not rack up expensive late fees and penalty charges.
Short term loans can help you stay current on your bills by providing quick cash so you do not rack up expensive late fees and penalty charges.

Selling credit reports to payday lenders gets Teletrack fined

Subprime credit reporting agency Teletrack was fined nearly $2 million by the Federal Trade Commission for illegally selling information.
Credit report

Company offers payday loans in exchange for tattooing pets

Tasq Media is offering a new alternative to payday loans. In exchange for a short-term loan, the company will tattoo logos onto your pet.
Tattoo of dog

How to break your credit card dependency

Learn how to break credit card dependency, avoid further debt and stay that way in just a few important steps.
A stack of credit cards on a polished black tabletop.

How To Get A Cash Advance Even With Bad Credit and Bankruptcy On Your Record

Not many people know they are still eligible for cash advances after bankruptcy or losing their credit. There are no credit checks so bad credit does not affect eligibility.
Not many people know they are still eligible for cash advances after bankruptcy or losing their credit. There are no credit checks so bad credit does not affect eligibility.

Renting smart in a landlord market

More people are trying to rent and available rentals are down. Landlords have the upper hand. A renter has to be savvy to get a good deal.
Landlord Tenant Law

Tips for staying on budget when the urge gets to be too much

There are simple things you can do to stay on budget and save when cravings to spend more than you should get to be overwhelming.
Shiny penny

How to buy and sell stocks

With some basic information, you can learn to buy and sell stock in a few easy steps. It pays to examine corporate balance sheets.
Boxtop for a boardgame called “The Stock Market Game.”

Keep Your Debt to Credit Ratio Down By Using Personal Loans Instead of Credit Cards

The higher your credit balance the lower your credit score may be. Personal loans online do not go on your credit report in most cases.
The higher your credit balance the lower your credit score may be. Personal loans online do not go on your credit report in most cases.

Social Security and Medicare at risk if debt ceiling not raised

If Congress cannot raise the debt ceiling, programs such as Social Security, Medicare and Medicaid could be at risk for default.
US Capitol Building