Latest financial news and information

Americans feeling the pinch of higher gas prices

Gas prices have nearly hit $4 per gallon nationwide, and Americans are starting to feel the pinch of having to pay more at the pump.
Gasoline pump station

Federal probe into robosigning reaches initial settlement

The federal government has completed its investigation into the robosigning scandal and reached an initial settlement with the banks involved.
Chase

Why some social media marketing strategies fail

The best social media marketing strategies won't work -- if you don't. Here are some of the most common marketing mistakes to look out for.
Social Media

Is Applying For A Payday Loan Through A Direct Lender The Best Option?

Using a lender matching service can get you cash in as little as 2 hours. Direct lenders have a very high denial rate for applications.
Using a lender matching service can get you cash in as little as 2 hours. Direct lenders have a very high denial rate for applications.

Redefining book ownership with Google e-books

The Google e-bookstore is officially open for business, but does purchasing an e-book mean the same thing as having a physical copy?
Book stack

Credit card delinquencies and debts fall in 2010

TransUnion reports that during the final three months of 2010, delinquencies and the national average debt for credit cards declined.
Visa

NYU Study Questions Link between Payday Loans and Predation

Supporters and detractors of payday loans fall into ideological arguments. The economics, however, suggest balance is needed. CLICK HERE to read!
Destroying the payday loans industry creates problems and solves nothing. Balance is needed in legislation. (Photo: wikipedia.org)

How Can Installment Loans Help Protect Your Credit Rating?

There are millions of people each year that ruin their credit score because they did not know they could use installment loans to pay their bills before defaulting.
There are millions of people each year that ruin their credit score because they did not know they could use installment loans to pay their bills before defaulting.

Borrowing Money and Government Aid Can’t Stop Foreclosures

Although consumers are using credit cards, borrowing money and asking for government aid, foreclosure numbers are still expected to rise.
Photo from Picasa

President Obama talks about his personal finances

President Obama was asked Wednesday how he handles his personal finances. He says his philosophy involves smart spending and frugal saving.
President Obama strides

FTC suing POM Wonderful for unsubstantiated health claims

POM Wonderful pomegranate juice and supplements are under legal fire from the FTC due to what it claims are unsubstantiated health benefits.
A promotional photo of various POM beverage products.

Do Not Fall Behind On Your Bills - See How Short Term Loans Can Help Prevent Late Fees and Penalties.

Short term loans can help you stay current on your bills by providing quick cash so you do not rack up expensive late fees and penalty charges.
Short term loans can help you stay current on your bills by providing quick cash so you do not rack up expensive late fees and penalty charges.

Japanese Credit Card System – Option One or Two?

Japanese use credit cards much less often than Americans do with options for payments that no longer exist in our credit card programs...
Japanese Credit Card System

Sharia-compliant mortgage program in Minnesota ends

Despite statements that the Constitution should be used to protect religious individuals, Tim Pawlenty has ended a Sharia-compliant loan program.
Mortgage

Voters side against legalization as Prop 19 goes up in smoke

The controversial Prop 19 in California has failed, according to exit polls. The actual numbers aren't out, but defeat seems inevitable...
Marijuana

How To Get A Cash Advance Even With Bad Credit and Bankruptcy On Your Record

Not many people know they are still eligible for cash advances after bankruptcy or losing their credit. There are no credit checks so bad credit does not affect eligibility.
Not many people know they are still eligible for cash advances after bankruptcy or losing their credit. There are no credit checks so bad credit does not affect eligibility.

Redstone Arsenal Explosion|2 injured in ammo nitrate explosion

The Army-run Redstone Arsenal erupted in a large explosion at 8:45 a.m. today. What chemicals were involved, and what was the cause? READ ON....
Redstone Arsenal

Federal Reserve member speaks of risk of Japanese-style deflation

Japanese-style deflation in the U.S. economy is a possibility if the Fed holds benchmark interest rates at record lows indefinitely-READ ON
a deflated birthday balloon

The Case for Abandoning Your Mortgage

One in four homeowners is now underwater on a mortgage, meaning that the debt exceeds home value. A new study suggests that more homeowners should walk away...
Underwater on your mortgage? Youre one in four.

Keep Your Debt to Credit Ratio Down By Using Personal Loans Instead of Credit Cards

The higher your credit balance the lower your credit score may be. Personal loans online do not go on your credit report in most cases.
The higher your credit balance the lower your credit score may be. Personal loans online do not go on your credit report in most cases.

How do you establish credit when you need credit to get credit?

To establish credit when you have no credit is a challenge, but responsible use of a secured credit card is a good way to get you started.
a male and female on college campus talking with each other on a sunny day