When looking for payday loans in Cincinnati or bad credit loans, you probably have bad credit, you already know that getting even a small loan can be almost impossible. That’s why bad credit loans were created; they make it possible for those with bad credit to get cash in an emergency. While we don’t have an actual brick and mortar store in Cincinnati, we do market to areas we think we can be of greatest assistance. And you can apply now for an instant loan decision!

Payday Loan fees compared to other fees
Short Term Personal Loan$15 fee
Bounced Check$32 fee
Late Credit Card Payment$37 fee
Late Utility Bill$46 fee

*Based on $100 loan or $100 balance on existing accounts. This shows average fees – your rate may differ.

Who Can Qualify For Payday Loans In Cincinnati?

If you have Internet access and a bank account in your name, you can qualify for payday loans in Cincinnati, even with bad credit. It’s easy to apply for a cash advance loan, and the application process takes only minutes. Simply complete our short and secure online application form, and you’ll receive an instant decision.

Get Cash Fast — Even With Bad Credit

Life is full of surprises. Everything does not always go according to plan. It can be challenging to cover financial emergencies even if you have good credit. If you’re living from paycheck to paycheck and you also have bad credit, making ends meet in a financial emergency might not even be possible.

Who Can Qualify For A Bad Credit Loan?

Our lenders specialize in providing borrowers with bad credit the cash they need for emergencies. Not everyone can maintain a great credit score. Our lenders evaluate bad credit loan applications according to a variety of criteria, and each application is considered apart from the others. If you have an income, chances are that you will qualify for a cash advance — even if you have bad credit.

Borrow Up To $1,000 — Even With Bad Credit

With a Cincinnati payday loan, you can borrow anywhere from $100 to $1,000. The typical loan amount is between $300 and $500, but you may want to borrow more or less. The amount you borrow is up to you, and you are free to use the cash however you wish.

Flexible Cash Advance Repayment Policy

Payday loans in Cincinnati are generally due in full when you receive your next paycheck. However, some of our network of lenders are willing to work with you by extending the due date for 45 days from the date of your loan. There are also lenders who will allow you to repay your loan in installments.

Payday Loans in Cincinnati — Terms And Fees

Fees for Cincinnati payday loans are generally between $15 and $30 for every hundred dollars that you borrow. Fees are not higher for borrowers with bad credit. Be sure to check with your lender. Cash advance fees can differ from one state to another.

No Need To Fax Information

When you apply for a payday loan online, you’ll be asked to provide information our network of lenders will need to process your loan. The online application form is on a secure web page, and your personal information is always confidential.

About Cincinnati

Cincinnati’s downtown convention district is where all the action is in this large Ohio city. The Duke Energy Convention Center is at the center of everything and just steps from two entertainment districts and the new Horseshoe Casino. Visitors can check out over 200 specialty shops, upscale boutiques, trendy eateries, coffee houses, live music venues and five star restaurants. The stunning Cincinnati Skywalk was completed in 1997 and is a great way to explore downtown Cincinnati on foot in an enclosed space.