Getting a payday loan means getting cash quickly, solving a short-term financial problem, paying back the loan in a couple of weeks and getting on with life. Borrowers who understand payday loans know that if you have an expense that hits at the wrong time, payday loans are the best way to stay out of hot water, keep a credit report intact and avoid future financial hardship. No one needs to take on long-term debt because of a short-term lack of liquid cash.
Personal Loan APRs compared to other fees
| Finance fee | APR |
|---|---|
| $32 fee on $100 bounced check | 2,336% |
| $37 late fee for $100 credit card balance | 965% |
| $46 reconnect/late fee for $100 utility bill | 1,203% |
| $15 loan fee for $100 short term personal loan | 391% |
Applying for personal loans with direct lenders
You can have funds in your account in as little as two hours with our online lender matching service. Personal Money Network can match you with lenders who compete against each other to give you the highest loan amount and the best deal. In as little as three minutes you can apply for a loan from a computer, iPhone or Android phone. You could have your cash deposited into your checking account is as little as two hours or at least by the next business day so get started now.
With our easy application process and the ability of our lenders to quickly deposit funds to your checking or savings account, it is easy to get money for any type of emergency or short term financial problem. If you are in need of extra cash today, you can apply right now. Personal Money Network encourages the responsible use of personal loans, installment loans and especially payday loans along with any other form of credit. You should only turn to a short term personal loan or cash advance as a last resort, and be certain you can afford to pay back your loan and fees on your next payday.
